When financing a vehicle, there is more to consider than just the selling price of the automobile. The selling price is just one factor that determines how much you truly pay for a vehicle. What must also be considered when seeking the best deal is the annual percentage rate (APR) that you will be contracted to paying. The APR of a vehicle can have a tremendous impact on your monthly payment.

While your credit history largely determines the APR range which you will qualify, We work with multiple lenders (banks, credit unions, etc.) across the area and country to help find you the best rate available based on your credit qualifications. This means that we can often find a lender that can beat the rate your lender may be quoting you, and in many instances, we can even get a better rate from your bank than you can due to our higher volume of business with those lenders. The bottom line is that we will do everything we can to make sure you get the absolutely best APR and terms available based on your credit.

We can also assist you with additional protection and services including gap insurance (which protects you from the full balance of a lien versus the market value of the vehicle), extended service contracts (which provides you protection beyond the manufacturer’s warranty on a vehicle and covers the often unexpected cost of vehicle repairs), credit life insurance (which satisfies the lien balance in the event of the lienholder’s demise), and more.